Staying Debt Free...
Below are our articles on the subject of Staying Debt Free. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Become a Money Management Expert
Becoming a money management expert will be helpful if considering a debt free life. Money management skills are simple to learn and can help to organise finances...
Budgeting your Money
Budgeting your money need not be an arduous or tiresome task. It is basically way of taking control of your finances and regulating your income and expenditure. Even...
Everyone Has Debts, Why Shouldn't I?
Having debt isn’t compulsory, and many people can live their lives quite happily without credit cards and loans. There really is no need to fall into the debt trap,...
High Interest Debts to Avoid
High interest rates are a major factor towards millions of people finding themselves in uncontrollable debt.
This type of credit is often easy to obtain as the...
How to Kick Your Overspending Habit
Overspending can be a bad habit that can easily lead to huge debts. There are a number of reasons why people overspend and there are also a number of ways to kick an...
Priority Debt Management
Breaking down debts into an order of importance is not usually considered by people who find themselves with numerous debts to pay. Each debt may seem just as...
Recognising Debts You Can and Can't Afford
Recognising debts you can and can’t afford would seem a simple task; income versus expenditure. Actually recognising debts that you can and can’t...
Remaining Debt Free for Ever
For many people becoming debt free is a situation that will never occur. In today's debt driven society it is far easier to pay with plastic and deal with the...
Saving and Investing to Avoid Debt
Becoming debt free can mean cutting costs where household expenditure is involved and then placing any surplus cash into savings and investments. If you have never...
Spotting and Avoiding Bad Debt
You may think that spotting and avoiding bad debt is a fairly simple task. Most people would think that high interest rates mean bad debt and low interest rates mean...
Surviving a Drop in Income Without Using Debt
Surviving a drop in income without using credit is not an easy task. But if a drop income does occur there are ways to help offset the financial...
Teaching Children to Manage Money
Money management is an important skill that is sadly forgotten about in the school curriculum. Teaching children to manage money is an important life lesson that can...
Ten Tips to Stay Debt Free This Year
Staying debt free is never an easy option and for most people overspending each month is the norm. Using these ten tips may help you to stay debt free this year and...
The Consumer Credit Act
There is nothing worse to break customer's confidence in a business than being ripped off or treated unfairly by disreputable businesses. The Consumer Credit Act was...
The Importance of Creating an Emergency Savings Fund
People who use credit cards in an emergency are wasting large amounts of money in interest payments. Creating an emergency savings fund is the...
