FAQs

Answers to common questions about debt solutions, legal rights and financial recovery options. Topics range from bankruptcy and relief orders to insurance claims and wage protection.

Bereavement and Passing on Debts: FAQ

When someone dies, you're usually not responsible for their debts unless you co-signed or guaranteed the loan.

FAQ: Can I Eliminate All Debts with Bankruptcy

Bankruptcy can clear most debts, but some won't be eliminated—here's what you need to know.

FAQ: Using Your Home to Eliminate Debts

Homeowners can use their house equity to pay off debts, but weigh the interest rates and risks carefully first.

New Dirty Tricks Used by the Debt Collectors

Debt collectors are now using fake social media profiles to find personal information and harass people online.

Pay Back Debts Quickly and Build Up Savings

Pay off high-interest debt before saving money, because interest charges cost more than you'd earn in a savings account.

Reclaiming Payment Protection Insurance: Safety and Scams

You might be owed PPI compensation if you were mis-sold protection insurance – here's how to spot scams and claim safely.

Stop Debt with a Debt Relief Order: FAQ

A Debt Relief Order might work for you if you owe under £15,000 and earn very little, here's how to qualify and apply.

Stopping a Wages Arrestment

If your wages are being arrested to pay a court debt, you can stop it by acting fast, here's what you need to know.