Going Debt Free
How to Manage & Reduce Debt...

You've found the UK's most comprehensive resource for expert debt advice and money management guidance. Our impartial specialists provide practical, easy to understand solutions covering everything from budgeting and staying debt free to maximizing your income and understanding your rights. Going Debt Free is here to help.

Try our 2 free tools including the Debt Priority Planner and Can I Write Off My Debt? Checker to get instant personalised help.

Most Read
Managing your Overdraft
In theory, an overdraft should be a simple process between yourself and your bank. If you apply for an overdraft the bank may grant you a certain amount of m...
What Can I Do to Avoid Bank Penalties?
Bank penalties have become a familiar scenario for thousands, if not millions of people across the UK. Many people are seeing a large chunk of their wages ea...
What To Know About Credit and Store Cards
In theory, credit and store cards are an ideal way of making purchases throughout the month and then paying for them when you have the money. Many people tak...
The Importance of Making Loan Repayments to Avoid Debt
If you have a regular source of income and a good credit record then credit and loan arrangements should not be a problem. Making repayments towards your cre...
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Latest Articles and Tools
Debt Priority Planner
Enter your debts and get a prioritised repayment plan with timelines.
Can I Write Off My Debt? Checker
Check whether any of your debts could be written off or reduced.
Reclaiming Payment Protection Insurance: Safety and Scams
Around three million borrowers in the UK could be eligible to reclaim mis-sold payment protection insurance (PPI). Unfortunately, where money is involved, th...
Using the Internet to Increase Household Income
The internet can be a very good source of income if you know the right routes to take. Whether it’s obtaining lower energy bills, creating a home business...
Why Being Single Means More Debt
The old saying, “stay single, be happy” doesn’t seem to apply when it comes to money and debts. Living with a partner is more cost effective especially...
How to Kick Your Overspending Habit
Overspending can be a bad habit that can easily lead to huge debts. There are a number of reasons why people overspend and there are also a number of ways to...
Pay Back Debts Quickly and Build Up Savings
Anyone who is considering creating a savings fund should know one of the most important principles. The wisest route to take is to clear debts before buildin...
The Importance of Creating an Emergency Savings Fund
People who use credit cards in an emergency are wasting large amounts of money in interest payments. Creating an emergency savings fund is the wiser option t...
Financial Sacrifices to Reduce Debts in One Year
Most people in the UK have long-term debts and most would dearly love to get rid of them for good. Wiping out debts completely is a long process but there ar...
Coping With Debts During Unemployment
Long-term unemployment can bring stress and financial hardship, and mounting debts are one of the major worries. But there should be some debt options availa...
Common Lies Told by Disreputable Debt Collectors
Although debt collectors must abide by guidelines laid out by the Office of Fair Trading and the Consumer Credit Act there are still plenty who bend and brea...
Become a Money Management Expert
Becoming a money management expert will be helpful if considering a debt free life. Money management skills are simple to learn and can help to organise fina...
Popular
1 Rebuilding your Credit Rating 2 Your Credit Rating 3 How to Avoid Getting into Debt on Your Car Loan 4 Avoid Debt Clearing Scams 5 Arrange Your Own Debt Solution With Creditors 6 Are Debts Written Off After Death?
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How to Manage & Reduce Debt...