You've found the UK's most comprehensive resource for expert debt advice and money management guidance. Our impartial specialists provide practical, easy to understand solutions covering everything from budgeting and staying debt free to maximizing your income and understanding your rights. Going Debt Free is here to help.
Try our 2 free tools including the Debt Priority Planner and Can I Write Off My Debt? Checker to get instant personalised help.
Become a Money Management Expert
Basic money management tools like budgets and spending diaries help you cut wasted spending and get out of debt faster.
Pay Back Debts Quickly and Build Up Savings
Pay off high-interest debt before saving money, because interest charges cost more than you'd earn in a savings account.
Why Being Single Means More Debt
Single people pay more for housing, utilities and everyday expenses because they can't split costs with a partner.
Debt Priority Planner (Free Tool)
Enter your debts and get a prioritised repayment plan with timelines.
Can I Write Off My Debt? Checker (Free Tool)
Check whether any of your debts could be written off or reduced.
Reclaiming Payment Protection Insurance: Safety and Scams
You might be owed PPI compensation if you were mis-sold protection insurance – here's how to spot scams and claim safely.
Using the Internet to Increase Household Income
The internet can help you earn extra money through online jobs, home businesses, or cutting shopping costs to boost your household income.
Why Being Single Means More Debt
Single people pay more for housing, utilities and everyday expenses because they can't split costs with a partner.
How to Kick Your Overspending Habit
Stop overspending by identifying what triggers your shopping urges and breaking the habit before debt piles up.
Pay Back Debts Quickly and Build Up Savings
Pay off high-interest debt before saving money, because interest charges cost more than you'd earn in a savings account.
The Importance of Creating an Emergency Savings Fund
An emergency savings fund protects you from debt and interest charges when unexpected job loss or crisis strikes.
Financial Sacrifices to Reduce Debts in One Year
Cut back on entertainment, subscriptions and extras for a year to pay down debt faster and save on interest charges.
Coping with Debts During Unemployment
Contact your creditors about unemployment and check if payment protection insurance can cover your debt repayments.
Common Lies Told by Disreputable Debt Collectors
Disreputable debt collectors use common lies and threats to pressure you into paying, here's what they can and can't actually do.
Become a Money Management Expert
Basic money management tools like budgets and spending diaries help you cut wasted spending and get out of debt faster.