Bank Debts

Get to grips with bank lending products and their potential pitfalls. Articles cover overdrafts, credit cards, loans, and rebuilding damaged credit ratings.

Is Your Bank Getting You Into Debt?

Bank charges and interest fees can quickly spiral into serious debt if you're not careful with credit cards, loans and overdrafts.

Managing Your Direct Debits and Avoiding Debt

Set up direct debits easily to pay bills on time and keep your household finances under control.

Managing Your Overdraft

Overdrafts can help when you need cash, but charges and penalties can quickly spiral if you're not careful with how you use them.

Managing Your Student Loan and Avoiding Debt

Keep your student loan manageable during university and protect yourself from debt that'll follow you into your career.

Rebuilding Your Credit Rating

Get your credit file from a reference agency and take steps to rebuild your rating and improve your borrowing prospects.

Recovering Your Bank Charges

Banks have charged customers billions in unfair penalties, but you can claim your money back through a straightforward reclaim process.

Taking Out a Bank Loan and Managing Your Debts

Get a bank loan that actually works for your finances by comparing rates and avoiding credit check traps.

What Can I Do to Avoid Bank Penalties?

Stop overspend penalties draining your account by managing your overdraft and direct debits carefully.

What to Know About Credit and Store Cards

How credit and store cards can quickly trap you in debt if you're not careful about usage and interest rates.

Your Credit Rating

Your credit rating is a financial snapshot held by agencies that lenders use to decide if you're a safe bet for credit.