Coping With Debt

Practical advice for managing the emotional and practical challenges of being in debt. Topics include dealing with collectors, recognising scams, and maintaining mental wellbeing during financial difficulty.

A Debt Free Attitude

How to shift your spending habits and build the discipline needed to stay debt free and avoid unnecessary interest payments.

Avoiding Easy Debt Solutions

Quick debt fixes might seem tempting when you're struggling, but they often make your money problems worse instead of better.

Avoiding the Debt Advice Scammers

Spot the red flags when seeking debt advice and protect yourself from scammers targeting desperate debtors.

Common Lies Told by Disreputable Debt Collectors

Disreputable debt collectors use common lies and threats to pressure you into paying, here's what they can and can't actually do.

Coping with Debts During Unemployment

Contact your creditors about unemployment and check if payment protection insurance can cover your debt repayments.

Debt Companies and Scare Tactics

Debt collectors often use illegal scare tactics like threats and harassment to force payment, but you have rights against these practices.

Essential Steps When Debt Collectors Call

Know your rights and what to do when debt collectors contact you about outstanding debts.

Identifying Your Debt Triggers

Understand why you overspend on credit cards by recognising the emotional patterns that drive impulse buying and debt.

Stay Free of Debt Stress

How debt stress damages your physical and mental health, and why worrying alone won't solve your financial problems.