Household Debts
Understand how different household debts work and their impact on your finances. Topics include mortgages, council tax, student loans, and business debts.
Avoiding Never Ending Debt
Stop the cycle of borrowing more to pay off debt and take control before interest charges spiral out of reach.
Avoiding the Debt Insurance Scam
Payment Protection Insurance often includes hidden exclusions that make claims nearly impossible, and you don't have to buy it.
Effectively Managing Your Mortgage Arrears
Stop ignoring mortgage arrears letters and contact your lender immediately to negotiate a repayment plan before facing repossession.
Facing Up to Debt Fears
Most people avoid dealing with debt until collectors force their hand, but confronting the problem head-on is the only way out.
Get Rid of Christmas Debts Quickly
Pay off Christmas spending before interest kicks in with these practical ways to clear holiday debts fast.
How to Avoid Getting Into Debt on Your Car Loan
Keep your car loan affordable by comparing interest rates, choosing unsecured bank loans over dealership financing, and avoiding high-cost lenders.
How to Handle Rent Arrears
Get practical steps for dealing with rent arrears before eviction becomes a threat, including how to negotiate with your landlord.
Mail Order Debts
Home shopping catalogues make it easy to spend more than you can afford, leaving many people struggling with serious mail order debt.
Making a Council Tax Arrears Arrangement
Set up a council tax arrears arrangement to repay what you owe in affordable monthly payments and avoid court action.
Managing and Negotiating Utility Debts
Get tips on negotiating payment plans with utility companies and managing arrears before charges and disconnection fees pile up.
Managing Child Support Debts
Falling behind on child support payments can result in court action, bailiffs and even prison, so it's crucial to stay on top of what you owe.
Negotiating Repayments
How to negotiate with creditors to arrange new repayment terms and improve your chances of avoiding missed payments.
Paying Your Council Tax
Council tax pays for police, schools, waste collection and other local services, here's how it's calculated and who has to pay it.
Successful Ways to Decrease Household Debts
Cut household bills by insulating your home, adjusting thermals, and switching to cheaper brands without sacrificing comfort.
The Importance of Making Loan Repayments to Avoid Debt
Missing loan payments damages your credit record and costs you more in penalties and interest, so staying on top of repayments matters.
The Increasing Student Debt Problem
Young people graduate with £45,000-£53,000 in debt that can follow them for decades without proper financial planning.
The Pitfalls of Buying White Goods on Credit
Buying white goods on credit can trap you in years of debt, especially with high-interest suppliers that target people who can't afford it.
Using the Internet to Increase Household Income
The internet can help you earn extra money through online jobs, home businesses, or cutting shopping costs to boost your household income.
What to Do if Your Business Is in Debt
If your business is drowning in debt, here are your options and who's actually responsible for paying it back.