Household Debts...
Below are our articles on the subject of Household Debts. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Avoiding Never Ending Debt
Avoiding never ending debts is a foot on the path to becoming debt free but it can mean that those with serious debts need to readjust their attitude towards spending....
Avoiding The Debt Insurance Scam
Many people are unaware of the debt insurance scam that is taking place when they sign for loans, credit cars and simple store purchase cards....
Effectively Managing your Mortgage Arrears
A mortgage may well be the biggest and most important debt you have, and managing your mortgage arrears is of vital importance to ensure the security of your home....
Facing Up to Debt Fears
Facing your debt fears will mean acknowledging that you have a problem and then taking control of your finances....
Get Rid of Christmas Debts Quickly
Christmas usually means large debts incurred through credit card spending but there are a few ways to eliminate Christmas debts quickly....
How to Avoid Getting into Debt on Your Car Loan
Car debts can make up a large proportion of your household expenditure so it is important that you have chosen the right financing with the lowest interest rates....
How to Handle Rent Arrears
Rent arrears are known as priority debts and there can be serious consequences if these are not paid, but negotiating with landlords can bring an agreeable solution to…...
Mail Order Debts
Mail order debts are on the increase in the UK and home shopping catalogues account for a large percentage of personal debt and bad credit scores....
Making a Council Tax Arrears Arrangement
Council tax arrears are a common household debt that can lead to court action but setting up an arrears arrangement will allow repayments in affordable monthly…...
Managing and Negotiating Utility Debts
Utility debts can easily become a problem and one of the easiest solutions is to talk to the utility companies immediately to arrange an arrears repayment plan....
Managing Child Support Debts
Managing child support debts can be easily accomplished if payments are set up through direct debits or standing orders, non payments of child maintenance can have…...
Negotiating Repayments
Most creditors will be open to negotiating repayments, and will realise that if the debtor is going through some form of financial difficulty then it is the best…...
Paying your Council Tax
Paying your council tax is a necessary evil and regardless of whether or not you agree with council tax system these taxes do need to be paid, and the consequences for…...
Successful Ways to Decrease Household Debts
Energy and food bills are unavoidable household debts but there are easy to implement ways to decrease these and other household debts....
The Importance of Making Loan Repayments to Avoid Debt
Making repayments should include avoiding the minimum repayment fee trap, which only benefits the credit companies and can cost you money....
The Increasing Student Debt Problem
The student debt problem is growing every year and with banks enticing students to take out large, interest free overdrafts, students could find themselves facing a…...
The Pitfalls of Buying White Goods on Credit
Paying for white goods by credit can lead to customers paying debts long after the goods have ceased to work especially where high interest retailers are involved....
Using the Internet to Increase Household Income
Debts can be paid quicker if the household income is increased or expenditure is decreased and the internet can be used as a money making and money saving tool....
What to do if Your Business is in Debt
Business debts are a major part of running any type of business but if these debts are mounting it may be time to seek specialist advice....