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Debt can feel like a never-ending trap, but getting clear of it is possible. Going Debt Free is here to give you straightforward, practical advice on tackling debt problems without the jargon or sales pitch. We cover everything from understanding your legal rights with debt collectors to spotting the bad debt deals that lenders don't want you to know about.

Debt Priority Planner

Debt Priority Planner

Enter your debts and get a prioritised repayment plan with timelines.

Try our Debt Priority Planner free, here on this site →

You'll find information on budgeting your money, recovering bank charges, maximising your income, and staying debt free once you've cleared what you owe. Our articles are written by impartial experts and focus on actually helping you solve your debt problem, not selling you something.

Whether you're struggling with multiple debts, managing a student loan, or just want to get better at budgeting, this is the place to start. Send us a question if there's something specific we haven't covered and we'll do our best to help.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

The Next Step

Debt Priority Planner

Now that you have read through the advice above, you might want to put it into practice. Our Debt Priority Planner lets you enter your debts and get a prioritised repayment plan with timelines. Try it now →

Ask Going Debt Free a Question

Ask Going Debt Free a question

Ask our editorial team a question and we will reply with our advice. Tell us as much about your situation as you can: the more detail you give, the more useful our answer can be.

You do not need to use your real name. Please do not include your full address, phone number, email address, or the names of other people. We may edit or remove identifying details for privacy and legal reasons.

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